PostFinance TWINT

PostFinance TWINT is your digital wallet, putting secure mobile payments and money management directly in your pocket. Link your PostFinance account in minutes and start paying instantly at millions of locations — from checkout counters to online shops to vending machines — all without carrying cash or cards.

Pay the way that suits you. Scan a QR code at participating retailers, or hold your phone near a TWINT beacon and confirm the amount. Payments are free, fast, and encrypted with multi-stage security so only you can access your accounts. If you ever lose your phone, you stay in control — simply contact the support team to lock your account immediately.

Manage money with friends effortlessly. Send cash to contacts directly from your phone, or use the split function to divide bills at dinner, collect rent, or gather funds for group activities. Everyone in the group receives a request, settles their share instantly, and you see the money arrive in real time.

Store everything you need in one app. Add your Coop Supercard, Migros Cumulus card, or other loyalty cards and watch points accumulate automatically during checkout. Activate digital coupons and discount offers tailored to you, then redeem them instantly while paying. Buy digital vouchers for Spotify, Zalando, or other partners without leaving the app. Start parking sessions with a tap, donate to causes you care about, or withdraw cash at over 2,300 partner kiosks and shops across Switzerland.

Registration takes minutes. Use your PostFinance App login or your PostFinance Card with the yellow card reader to link your account, then secure it with your fingerprint or a PIN. Your PostFinance debit account charges automatically, or load a stored Visa or MasterCard to pay. All personal data follows Swiss data protection law, with encryption and secure systems protecting every transaction.

PostFinance TWINT works wherever you see the TWINT logo — online, at the till, or in the street. Download PostFinance TWINT today and experience cashless payments that move as fast as you do.